Buying & Owning
Homebuyer glossary.
Plain-language definitions of common terms.
Preapproval
A lender’s conditional commitment to lend up to a certain amount after reviewing your finances.
Offer to purchase
In Massachusetts, the first signed agreement on price and terms, usually followed by a Purchase and Sale Agreement.
Purchase and Sale Agreement (P&S)
The detailed contract covering deposits, contingencies, and closing date.
Contingency
A condition, such as inspection or financing, that must be met for the sale to proceed.
Condo documents
The master deed, bylaws, budget, and rules that govern a condominium association.
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General information only. Verify details with official sources before making decisions.